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September 5, 2025Open Access

Financial Behavior of Housewifes

Key Points

Housewives' financial attitudes and income positively influence their financial literacy, enhancing their financial behavior.
Increased age and housewife employment contribute to more favorable financial behaviors and attitudes.
While financial knowledge and education seem to negatively impact financial literacy, age and household income do not.
These findings highlight the interplay of various factors influencing financial behavior, calling for targeted educational initiatives.

Abstract

This study was conducted to examine the Financial Behavior of housewifes in Palembang City, focusing on aspects such as age, financial Knowledge, financial attitudes, household income, education, and employment status. The study's results partially showed that age, financial attitudes, housewife income, and housewife employment had a positive and significant effect. Still, financial Knowledge and education had a negative and significant effect on the financial literacy of homemakers. The results of the study simultaneously showed that age, financial Knowledge, financial attitudes, income, education, and income had a significant effect.

Financial Behavior of Housewifes

Key Points

Abstract

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