profitability is the company's ability to generate profits in a certain period, in order to see the company's performance achievements. This research aims to determine the impact of Financing to Deposite Ratio (FDR) and Non-Performing Financing (NPF) on Return On Assets (ROA) at Indonesian Sharia Banks in 2017-2022. The method used is a quantitative research method with multiple linear regression analysis using secondary data in the financial reports of Bank Syariah Indonesia. The results of this research show that simultaneously the independent variables FDR and NPF have a significant effect on profitability (ROA). Simultaneously, FDR has an insignificant negative effect on profitability (ROA), and NPF has a significant negative effect on profitability (ROA).
Arisanti et al. (Mon,) studied this question.