The article examines crowdfunding as a modern financial instrument that is shaping new approaches to capital raising. The author analyzes the evolution of collective financing from historical precedents to digital platforms, and explores various crowdfunding models and their application in the modern economy. Special attention is given to the role of technological progress in the development of this mechanism and its impact on the transformation of the financial landscape.
A. Kramarenko (Sat,) studied this question.
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