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This article aims to precisely evaluate the catalytic impact of digital inclusive finance on economic growth, enhance the implementation of policies pertaining to digital inclusive finance, and foster high-quality economic development. Based on China's provincial panel data and the digital inclusive finance index from 2011 to 2021, this research investigates the influence of digital inclusive finance on high-quality economic development and the associated underlying mechanisms. The findings suggest that digital inclusive finance exerts a notable spatial impact on high-quality economic development. Moreover, there is heterogeneity in the spatial effects between different dimensions of digital inclusive finance and high-quality economic development. Through the threshold model and intermediary effect model, it is found that the Internet penetration rate has a dual-threshold effect on the impact of digital inclusive finance on promoting high-quality economic development. Specifically, digital inclusive finance contributes to elevating the level of high-quality economic development through its role in promoting the transformation of consumption structure. The findings of this study offer valuable insights for countries aiming to attain high-quality economic development through the enhancement of digital inclusive finance.
Li et al. (Thu,) studied this question.
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