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Nigeria is perhaps facing the worst housing deficits in its existence with a homeownership of less than 20% and a housing shortage greater than 30 million. The deficits would lead to a crisis and consequently lead to poor standards of living, unaffordable house prices, high mortgage payments, abandonment, outbreak of diseases, dilapidation, and high maintenance costs. The main research from which this study forms part aims to develop housing governance. This current study aims to identify and the categorize factors accounting for the hosing deficits. Based on a cross sectional survey questionnaire the findings lead to the conclusion that the problems in the housing industry can be explained by policies, regulations, legal issues, market, economic and the construction industry. The Kaiser-Meyer-Olkin measure of sampling adequacy indicated that the strength of the relationships among variables was moderate. Bartlett's test of sphericity, which tests the overall significance of all the correlations within the correlation matrix, was significant. The discussions and results have some significant implications to the governments. For now, the government has to play multiple roles of providing housing and that of a market enabler.
Olanrewaju et al. (Fri,) studied this question.