Key points are not available for this paper at this time.
Douglas O. Cook, Lewis J. Spellman, Repudiation Risk and Restitution Costs: Toward Understanding Premiums on Insured Deposits, Journal of Money, Credit and Banking, Vol. 26, No. 3, Part 1 (Aug., 1994), pp. 439-459
Cook et al. (Mon,) studied this question.
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