What type of study is this?

This is a Quantitative Study study.

September 21, 2025Open Access

Factors That Influence the Improvement of Financial Performance of MSMEs With Religiosity and Financial Technology as Moderation

Puntos clave

Financial technology significantly improves the financial performance of MSMEs in Indonesia, enhancing various financial aspects.
Results show that religiosity also plays a crucial role in the financial performance of MSMEs, influencing underlying financial strategies.
The study employed questionnaire distribution across major Indonesian cities, including Jakarta, Denpasar, and Surabaya.
Findings suggest that integrating financial technology and recognizing religiosity can lead to improved outcomes for MSMEs.

Resumen

This study uses primary data collected by distributing questionnaires to MSMEs in several major cities in Indonesia, including MSMEs in Jakarta, Denpassar, Bandung, Surabaya, and Medan. The results of this study are The Influence of Accounting Information Systems on the Financial Performance of Micro, Small and Medium Enterprises, The Influence of Financial Literacy on the Financial Performance of Micro, Small and Medium Enterprises, The Influence of Accounting Management Strategies on the Financial Performance of Micro, Small and Medium Enterprises, The Role of Financial Technology as a moderating variable for the Influence of Accounting Information Systems on the Financial Performance of Micro, Small and Medium Enterprises, The Role of Financial Technology as a moderating variable for the Influence of Financial Literacy on the Financial Performance of Micro, Small and Medium Enterprises, The Role of Financial Technology as a moderating variable for the Influence of Accounting Management Strategies on the Financial Performance of Micro, Small and Medium Enterprises, The Role of Religiosity as a moderating variable for the Influence of Accounting Information Systems on the Financial Performance of Micro, Small and Medium Enterprises, The Role of Religiosity as a moderating variable for the Influence of Financial Literacy on the Financial Performance of Micro, Small and Medium Enterprises, The Role of Religiosity as a moderating variable for the Influence of Accounting Management Strategy on the Financial Performance of Micro, Small and Medium Enterprises.

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