A Study on the Governance Model of Village Credit Bank in Rural Governance — Taking Youxiqiao Village as an Example

Rural governance is an important component of the modernization of the national governance system and governance capacity, and is a key link in achieving the strategy of rural revitalization. The paper takes Youxiqiao Village as an example and adopts a case analysis method to study the operational mechanism and action logic of the "Villager Credit Bank" governance model in rural governance. Research has shown that the governance model of "Village Credit Bank" has three major characteristics: standardized content, procedural process, and reward and punishment methods. It can play an important role in rural governance, including (1) stimulating the enthusiasm of villagers, (2) strengthening the role of grassroots organizations, (3) promoting the orderly implementation of village projects, and (4) enriching grassroots governance methods, which can provide reference for the governance of other villages.