Financial Needs of Agricultural Enterprises and the Need for their Credit Security

The theoretical foundations of the development of an agricultural enterprise as a subject of credit relations are considered. The important function of bank credit in the development of small agribusiness is substantiated. The activities of commercial banks in providing credit resources to agricultural enterprises are analyzed. Attention is focused on the factors influencing the financial needs of agricultural enterprises and the need to provide them with credit resources is shown. The criteria for determining financing for small agricultural enterprises are substantiated. The reasons slowing down the provision of loans to agricultural enterprises are formulated. Risk factors in lending to small agribusinesses are analyzed. Priority directions for providing credit to agricultural enterprises by commercial banks are proposed.