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Narrow-line Seyfert 1 (NLS1) galaxies have low-mass black holes and mass accretion rates close to (or exceeding) Eddington, so a standard blackbody accretion disc should peak in the extreme ultraviolet. However, the lack of true absorption opacity in the disc means that the emission is better approximated by a colour temperature corrected blackbody, and this colour temperature correction is large enough (2.4) that the bare disc emission from a zero spin black hole can extend into the soft X-ray bandpass. Part of the soft X-ray excess seen in these objects must be intrinsic emission from the disc unless the vertical structure is very different to that predicted.
Done et al. (Mon,) studied this question.