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Research on financial inclusion has recently spread to enrich the body of knowledge in this important field. The study examines the impact of the disclosure of digital financial inclusion through mobile phones on the sustainable growth rate in banks. In addition, the impact of disclosure of digital financial inclusion through mobile phones on both the volume of deposits and the volume of loans in banks in the Omani stock market during the comprehensive period from 2017 to 2023. The hypotheses were tested using the partial least square (PLS) method. The results showed a statistically significant negative association between disclosure of digital financial inclusion through mobile banking services and the total volume of deposits. In addition, there is a significant positive relationship between disclosure of digital financial inclusion through mobile banking services and the total volume of loans and the sustainable growth rate.
Elmaasrawy et al. (2025) studied this question.