What question did this study set out to answer?

This commentary aims to address critical questions regarding CBDCs, focusing on their implications for state sovereignty and financial systems.

February 2, 2026

Central Bank Digital Currencies and the Proliferation of Digital Assets

Key Points

This commentary aims to address critical questions regarding CBDCs, focusing on their implications for state sovereignty and financial systems.
Review contributions from a book on digital assets and law
Analyze the relationship between CBDCs and state sovereignty
Examine the influence of technology companies on banking functions
Identified concerns about CBDCs affecting state sovereignty and public good
Highlighted the evolving relationship between money and data due to technological advancements
Discussed CBDCs' position within global economic hierarchies

Abstract

Abstract This commentary proposes to address questions raised by projects to establish central bank digital currencies (CBDCs), in response to the contributions to the book edited by Filippo Zatti and Rosa Giovanna Barresi and titled ‘Digital Assets and the Law’. The first question concerns the relation between CBDCs and notions of state sovereignty and the public good. The second question concerns the relation between money and data in a context where technological companies increasingly influence the role of banks in credit distribution and monetary creation. The third question concerns the place of CBDCs in global hierarchies.

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