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After the global financial crisis 2008, the world has been putting more effort in tightening banking and financial activities with stricter regulations. However, the effectiveness of this policy has remained controversial as many people believe that policy makers should promote freedom and transparency by empowering the public to directly interfere and change the system for public interest. This article attempts to synthesize and analyze available information with a focus on the role of blockchain, a financial tool that can potentially play an important role in the sustainable development of the global economy. The new technology is expected to bring massive benefits to consumers, to current banking system and to the whole society in general.
Quoc Khanh Nguyen (2016) studied this question.
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