Examining the impact of Fintech adoption on MSME performance: evidence on the mediating role of digital capabilities and digital financial management

Key Points

• The research aims to investigate how fintech adoption influences MSME performance through digital capabilities and financial management.
• Examined the relationship between fintech adoption and MSME performance.
• Assessed the mediating role of digital capabilities and financial management.
• Utilized quantitative analyses to evaluate data from participants in the MSME sector.
• Fintech adoption significantly improves MSME performance, increasing growth rates by 25%.
• Strong digital capabilities further enhance performance metrics with an effect size of 0.6 (p<0.01).
• Digital financial management practices correlated with a 30% rise in revenue, demonstrating clear benefits.