What type of study is this?

This is a Quantitative Study study.

October 16, 2025

Factors Influencing Interest in Receiving Payments through QRIS in MSMEs in Malang City

Key Points

Perceived ease of use positively influences MSMEs' interest in QRIS payments in Malang City.
A positive correlation exists between perceived trust and MSMEs' interest in receiving QRIS payments.
Perceived security affects the willingness of MSMEs in Malang City to engage with QRIS payments.
Perceived usefulness is not a significant factor for MSMEs when considering QRIS payment adoption.

Abstract

The purpose of this study is to determine the influence of Perceived Ease of Use, Perceived Usefulness, Perceived Trust, and Perceived Security on the interest of MSMEs in Malang City to receive payments through QRIS. This type of research is a quantitative research by distributing a questionnaire that received 126 re-respondents. The results of the study show that Perceived Ease of Use, Perceived Trust, and Perceived Security have a positive effect on the interest of MSMEs in Malang City in receiving payments through QRIS. Meanwhile, Perceived Usefulness has no effect on the interest of MSMEs in Malang City in receiving payments through QRIS. The results of this study are expected to be used as a consideration for improving the aspect of Perceived Usefulness that does not affect the interest in using QRIS and maintains the quality of Perceived Ease of Use, Perceived Trust, and Perceived Security.

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Cite This Study

Khan et al. (Mon,) studied this question.

synapsesocial.com/papers/68f04935e559138a1a06e459 https://doi.org/https://doi.org/10.55927/jfbd.v4i3.332

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