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March 3, 2026
Open Access
Comparative Analysis of Remittance Architectures for Pakistan
AM
Ajmal Muhammad
Key Points
This analysis uncovers inefficiencies in current remittance systems, focusing on architectural design.
Key findings show that optimizing remittance channels could reduce fees up to 20%, enhancing user access.
Comparative analysis of remittance architectures highlights various financial technology options available.
Improving remittance architectures may enable better financial inclusion for underserved populations.
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Ajmal Muhammad (Thu,) studied this question.
synapsesocial.com/papers/69a75ad2c6e9836116a21249
https://doi.org/https://doi.org/10.2139/ssrn.6031314
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Comparative Analysis of Remittance Architectures for Pakistan | Synapse