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This research was undertaken as the prelude to a larger project to determine the financial literacy of the Australian population. Measuring the current state of preparedness provides a benchmark against which any improvements gained through financial education programs may be measured at a later stage. Additionally, the research instrument was structured so that the areas most or least in need of improvement were highlighted. The cohort sampled as the research population was the student body at the University of Southern Queensland (USQ) located south-east Queensland.
Beal et al. (Sat,) studied this question.
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