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Microfinance, providing financial services without strict collateral requirements, is crucial for rural development and women's empowerment in India. By addressing barriers like restricted land ownership and societal constraints, microfinance allows women to pursue self- employment and enhance household economic stability. Through Self- Help Groups (SHGs), women collectively manage finances, boosting their entrepreneurial skills and community solidarity. Microfinance also leads to better health outcomes, increased community participation, and greater decision- making power for women. It stimulates local economic growth, improves living standards, and promotes education and healthcare. Tailored microfinance programs with ethical practices can ensure sustainable empowerment and rural development.
SURAJ SHRESTHA (Sat,) studied this question.
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