An Analysis of Crop Insurance as an Adaptation Tool of Climate Vulnerability in Cauvery Delta Zone

Using the Climate Vulnerability Index (CVI), this study investigates the efficacy of crop insurance as an adaptation strategy for reducing climate vulnerability in the Cauvery Delta Zone. The effects of climate change, such as increased temperatures, changed precipitation patterns, and extreme weather events, are particularly vulnerable to the region's agriculture. In order to create a composite Climate Vulnerability Index (CVI) score, indicators such as Rainfall, Paddy Production, Cultivated Land, and Insured Land are normalised. Our assessment of crop insurance concentrated on how it can improve adaptive capacity by offering monetary protection against crop failures are induced by climate change. The findings demonstrate crop insurance's important role in boosting resilience by showing a considerable reduction in the CVI. In order to reduce climate risks and promote sustainable agriculture in the Cauvery Delta Zone (CDZ), this study emphasises the significance of incorporating crop insurance into more comprehensive adaption measures. A five-year data collection covering the fiscal years 2018–2019 through 2022–2023 was considered for this study from the Government of India's Directorate of Economics & Statistics.