Abstract : This study investigates the effectiveness of state management of green credit in Vietnam’s commercial banks through a structural model based on survey data from 335 respondents. The findings reveal that all factors positively influence management effectiveness, with the data system having the most substantial impact, followed by inspection and supervision mechanisms, and the institutional and legal framework. Meanwhile, international standards, strategic commitment to green credit, and appraisal governance capacity show more minor yet positive effects. The results highlight the importance of enhancing data infrastructure, improving supervision quality, and consolidating institutional coordination to strengthen policy implementation and promote sustainable finance in Vietnam.
Nguyen Thuy Linh (Thu,) studied this question.