Digital payment applications have revolutionized the way consumers make payments, offering a convenient, secure, and contactless alternative to traditional cash and card transactions. The widespread adoption of digital payment applications has been driven by several factors, including the increasing penetration of smartphones, the growing popularity of E-commerce, and the demand for seamless payment experiences. This paper explores the various aspects of digital payment application utilization by consumers, examining the factors that influence their adoption, usage patterns, and perceived benefits.
Dr.M.JAYAPRAKASAM et al. (Wed,) studied this question.