August 11, 2025Journal of Business Management ReviewOpen Access

Role Of Financial Attitudes In Mediating The Inclusiveness Of Financial Technology Innovation And Financial Digitalization On Generation Z Financial Literacy

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Authors

RMRipal Maulana DSDede SuharnaMercu Buana University AAAhmad AhmadUniversitas Muhammadiyah Jakarta

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Implication

This research finds financial technology and digitalization enhance financial literacy in Generation Z, suggesting a focus on financial attitudes is essential.

Key Points

Financial attitudes mediate the influence of financial digitalization and technology on Generation Z's financial literacy, emphasizing their importance.
The analysis utilized structural equation modeling on data collected from 164 young adults across 6 Indonesian islands.
Key findings show that while direct impacts are minimal, financial attitudes significantly improve financial literacy among Generation Z.
These results highlight the need for targeted strategies by regulators and educators to enhance financial knowledge effectively.

Cite This Study

Maulana et al. (2025) studied this question.

synapsesocial.com/papers/68a360d60a429f79733290ad https://doi.org/10.47153/jbmr.v6i7.1624

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Implication

This research finds financial technology and digitalization enhance financial literacy in Generation Z, suggesting a focus on financial attitudes is essential.

Role Of Financial Attitudes In Mediating The Inclusiveness Of Financial Technology Innovation And Financial Digitalization On Generation Z Financial Literacy

Discussion

Member takes

Implication

Key Points

Cite This Study

Role Of Financial Attitudes In Mediating The Inclusiveness Of Financial Technology Innovation And Financial Digitalization On Generation Z Financial Literacy

Discussion

Member takes

Implication

Key Points

Cite This Study

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