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Accessing adequate financial services is considered one of the main difficulties facing communities during periods of uncertainty and crisis. Applying technological innovations in the finance industry, such as digital cash transfers or mobile banking, along with governmental support and regulatory frameworks have the potential to reach out to people currently lacking access to basic financial requirements. Financial Technology or FinTech plays a crucial role in uplifting the state of financial inclusion in India in more ways than one. The current study aims to provide a conceptual understanding on how FinTech helps accelerate financial inclusion in India’s post pandemic landscape and throws light upon certain key regulatory initiatives that enable smooth execution of this objective. The paper also presents a brief discussion on the way forward for improvement of Fintech landscape in India. The methodology followed is descriptive in nature, focused on providing a conceptual overview of the topic at hand. The bottom line of the study states that Fintech will help the economy get back to its feet after the harsh realities of the pandemic through improvement and transformation so that it has a positive impact on all users.
Divyani Datta (Thu,) studied this question.
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