Key points are not available for this paper at this time.
Richard A. Derrig, Krzysztof M. Ostaszewski, Fuzzy Techniques of Pattern Recognition in Risk and Claim Classification, The Journal of Risk and Insurance, Vol. 62, No. 3, Symposium on Insurance Solvency and Finance (Sep., 1995), pp. 447-482
Derrig et al. (Fri,) studied this question.