Key points are not available for this paper at this time.
Richard A. Derrig, Herbert I. Weisberg, Xiu Chen, Behavioral Factors and Lotteries under No-Fault with a Monetary Threshold: A Study of Massachusetts Automobile Claims, The Journal of Risk and Insurance, Vol. 61, No. 2, Tort Reform Symposium (Jun., 1994), pp. 245-275
Derrig et al. (Wed,) studied this question.