Material Hardship, Poverty, and Disability Among Working‐Age Adults*

Objectives. We used data from the 1996 panel of the Survey of Income and Program Participation to examine the extent to which working‐age people with disabilities experience several types of material hardships. Methods. We constructed a series of logistic regression models to assess the importance of disability to material hardship experiences after controlling for income and other sociodemographic characteristics. Results. The findings indicate that disability is an important determinant of material hardship even after controlling for these factors. We also found that a large majority of the low‐income respondents reporting a material hardship also reported being work‐limited for some period of time. Conclusions. Our findings provide support for policies that account for disability‐related expenditures and needs when determining eligibility for means‐tested assistance programs, and highlight an important limitation of the official poverty measure—it overstates the relative economic well‐being of people with disabilities.