What question did this study set out to answer?

This research aims to examine the impact of financial technology on financial literacy among micro small and medium enterprises.

August 31, 2020Open Access

Peran Financial Technology pada UMKM: Peningkatan Literasi Keuangan Berbasis Payment Gateway

Key Points

This research aims to examine the impact of financial technology on financial literacy among micro small and medium enterprises.
Qualitative approach using a descriptive design
Data collected through interviews, observations, and documentation
Focus on financial literacy enhancements related to payment gateways
The use of financial technology was associated with increased financial literacy among MSMEs.
Entrepreneurs reported improved management and understanding of finances due to technological convenience.
Transaction records were automatically generated, aiding financial tracking.

Abstract

The purpose of this studi was to understand the financial techology in Micro Small and Medium Entreprises in Buleleng Regency, especially in increased financial literacy based on payment gateway. This research used qualitative approach with the type of descriptive approach and also used primary data and secondary data in the form of interviews observations and documentations. The result showing that the role of financial technology could increase financial literacy and made it easier for Micro Small and Medium Entrepreneurs to manage and understans their finances because the technology provided convenience in digital payments. Therefore, it automatically recorded the income of transsaction that occur.

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