Your OTP Is Also Not Secure: Security Issues Of Mobile Apps in the E-Commerce

Now a days most of the persons doing their banking transactions, bill payments online through mobile app or web. Almost all the financial institutions are providing second layer of authentication by providing one time password while online transactions. But one the other hand in almost every mobile applications have the features to read your contacts, your locations, your messages not only read but they have the features to write the massages, write the contacts in your contacts list. Are these features really helps us? Are they really for our time saving? In this research article we will see the dark side of these features of our mobile applications.