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Fintech is one of the most important research subjects nowadays. China’s financial computerizing has gradually realized the traditional business, which built a customer-centric electronic financial service system, and the rapid development of mobile banking, peer-to-peer payment services, and trading platforms. Under the backdrop of the rapid development of financial computerization, there are a series of clear and potential risks in financial computerization. Therefore, the research topic of this paper is the impact of today’s digitalization on the development of financialization. This paper will collect the data of today’s digital financialization application and analyze these data from the perspective of finance. At present, the financial industry and technological innovation are increasingly closely linked, and technology-driven financial innovation covers the whole world. In addition, the COVID-19 pandemic is accelerating the global digitization process, accelerating the competitive development of global big data and digital economy. As isolation measures increase the demand for telecommuting and online education, the global demand for broadband communications services has soared. Meanwhile, the consumption of content based on short videos and live broadcasts has soared, resulting in a rapid increase in the amount of information created and captured worldwide. As a result, the progress of fintech has promoted the great prosperity of the financial industry.
Shengqun Qi (Fri,) studied this question.