Key points are not available for this paper at this time.
In modern realities, finance and financial services have become an integral part of human life and society. Gadgets, devices and digital communication technologies are also an attribute of our everyday life. The process of widespread digitalization of activities has not spared the financial sphere. Thus, at the junction of traditional financial services and technological solutions at the turn of the XX and XXI centuries, digital finance appeared. The synthesis of finance and technology offered the world not only services, but also new approaches to the development of the economy, its transformation and digitalization. It should be noted that digital finance is a phenomenon relevant to study, the theoretical understanding of which is at the initial stage. The article presents approaches to the definition of digital finance, provides a historical overview of the emergence of the field of digital finance, presents research directions, key development factors, and outlines trends in the future of digital finance.
Karanina et al. (Sun,) studied this question.