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In recent times, the convenience of bank services has increased due to electronic banking; yet, security has also improved. Therefore, IRIS, which is included in the Aadhaar card, and biometric authentication improve security in banking services. Users can access their accounts at many banks by using their Aadhar number. The Iris trait is selected out of all the biometrics due to its qualities such as high accuracy, dependability, and availability. To increase system security, a finger print recognition technology is employed for both identification and verification. Under this approach, an Aadhaar card can be used to run an ATM in place of an ATM card. The Aadhaar card's QR code will be scanned by the ATM's built-in camera, which will then compare it to the user's IRIS that was collected from the biometric sensor. Cash transactions can only be completed by the user after successful authentication. Thus, this system fully removes the requirement for an ATM card for every bank account. Both the banking industry and people's work are made simpler. In addition to cash withdrawal, an Android application that allows online cash transactions using an Aadhaar number has also been developed. In order to ensure that customers may conduct financial transactions without worrying about security, the system is built with a multitude of security elements.
Sujithra et al. (Wed,) studied this question.