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Crop insurance schemes play a critical role in mitigating agricultural risks, yet the participation of small and marginal farmers remains disproportionately low.This research paper investigates the participation patterns of small, marginal, and other farmers in crop insurance schemes,focusing on the Pradhan Mantri Fasal Bima Yojana (PMFBY) in India.Using data spanning six years from 2018 to 2023, collected from the PMFBY website, the study employs descriptive statistics and Compound Annual Growth Rate (CAGR) analysis to explore participation trends,variability,and distribution among different categories of farmers during both Kharif and Rabi seasons. Findings reveal a troubling trend of declining participation across all farmer categories,accompanied by notable variability and skewed distribution in participation levels. Recommendations include targeted interventions to incentivize marginal farmers, address declining participation among small farmers and others, manage variability and distribution, empower small farmers through capacity building, and implement consistent monitoring and evaluation practices.The study underscores the need for comprehensive policy measures to achieve inclusive and sustainable agricultural development by addressing participation disparities among farmers in crop insurance schemes.
Rudramuni et al. (Sat,) studied this question.