The article examines modern international banking standards, with a particular focus on the Basel III requirements and their impact on the stability of banking systems in various countries. A review of theoretical and empirical studies on the implementation of these standards in transitional economies and developed nations is conducted. Special attention is given to the adaptation of Basel III requirements in China, where a phased and flexible approach contributes to reducing systemic risks and enhancing the liquidity of the banking sector. Key capital and liquidity indicators of leading Chinese banks are analyzed, confirming the effectiveness of the national regulatory model in the context of global challenges. The article emphasizes the importance of considering institutional specifics when implementing international standards and the need to improve regulatory mechanisms to address emerging digital risks.
S. M. Nazarov (Wed,) studied this question.