This community service program aimed to strengthen financial literacy and investment readiness among high-school students. Implemented at SMA Plus PGRI Cibinong, the activity addressed students’ reluctance to invest which are limited knowledge, lack of hands-on experience, and unstructured risk perceptions. The activities are done by combining near-peer facilitation and guided practice. The method comprised (i) short lectures on capital-market basics, risk profiles, and investment ethics; (ii) live demonstrations and practice using the web platform to read issuer snapshots, interpret basic financial statements and ratios, and run portfolio simulations; and (iii) case discussions with structured feedback. Evaluation used pre- and post-tests, observation of engagement during practice, and a perception survey. Results indicate higher comprehension of capital-market mechanisms, improved ability to read essential financial information for decision-making, and increased interest in responsible investment, reflected in students’ simulated portfolios and post-activity action plans. We conclude that a practice-oriented approach supported by digital tools is effective for enhancing youth financial literacy and nurturing prudent investment decision-making.
Kurniawati et al. (Sat,) studied this question.