The need for financial literacy education has grown in response to increasing economic disparities among low-income households in urban areas of Ethiopia. A mixed-methods approach combining quantitative surveys with qualitative interviews was employed, ensuring data reliability through triangulation techniques. The workshop series achieved a 30% increase in participants' understanding of financial management concepts, as measured by post-workshop assessments. These findings suggest that ICT can be an effective tool for enhancing financial literacy among urban low-income households. Future studies should consider scaling up interventions and exploring longer-term impacts on savings account adoption rates. Model estimation used =argmin_ᵢ (yᵢ, f_ (xᵢ) ) +₂², with performance evaluated using out-of-sample error.
B Bekele (Tue,) studied this question.
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