Micro-Insurance and Climate Risk Coverage for African Smallholders: Lessons from the COVID-19 Pandemic

Key Points

• The article aims to explore the role of micro-insurance in providing climate risk coverage to smallholder farmers in Africa, particularly during the COVID-19 pandemic.
• Policy analysis of micro-insurance and climate risk coverage specifically within the Ethiopian context.
• Compilation and review of relevant scholarship and institutional dynamics related to African smallholders.
• Examination of lessons learned during the COVID-19 pandemic regarding agricultural risk management.
• Identified critical institutional and policy dynamics affecting the effectiveness of micro-insurance.
• Outlined challenges and opportunities for smallholder farmers in accessing climate risk coverage.
• Provided analytical implications for improving micro-insurance models in relation to emerging global crises.

Abstract