What question did this study set out to answer?

This research focuses on developing an AI system for banks that ensures privacy and verifiable operations.

July 4, 2026Open Access

Sovereign AI for Banking: On-Premises Intelligence a Supervisor Can Verify

Key Points

This research focuses on developing an AI system for banks that ensures privacy and verifiable operations.
Deployment of Mickai as an on-premises sovereign intelligence operating system for banks.
Incorporation of an Open Audit Record to sign AI actions pre-execution.
Ensuring zero data egress for enhanced security.
Mickai provides verifiable audit records for all AI actions.
The system guarantees that no data exits the bank's premises.
Outputs from Mickai are reproducible and can be independently verified by supervisors.

Abstract

Mickai is a sovereign intelligence operating system that regulated banks own and run inside their own walls, with zero data egress, reproducible outputs, and a post-quantum audit record any supervisor can verify offline.Originally published at https://mickai.co.uk/articles/banking. Mickai is a Sovereign Intelligence Operating System; the Open Audit Record signs every artificial intelligence action before it executes, post-quantum and offline-verifiable. Mickai LTD (Companies House 17166618).

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