Abstract Islamic banking applies Islamic principles to every financial decision. Judges, acting as representatives of God on Earth, are responsible for ensuring justice and delivering rulings that are both beneficial and blessed in resolving Islamic banking disputes. This study is a normative-empirical research employing philosophical, conceptual, statutory, and sociological approaches. The conclusions of this study are as follows: a) Business in Islam prioritizes blessings and benefits that transcend material gains, establishing a balance between moral and spiritual principles. b) The legal policy of Islamic banking, characterized by a prophetic legal paradigm, not only adheres to divine revelation but also shapes a just socio-economic order. c) The implementation of Islamic banking dispute resolution within the Religious Courts across Lombok Island remains overall sub-optimal, due to institutional quality constraints and limited public understanding influenced by cultural factors. Recommendations: a) Legal practitioners and jurists must disseminate knowledge regarding Sharia business to ensure consistency in dispute resolution. b) Revisions to Islamic banking policies are necessary to implement the principles of prophetic law in a comprehensive and detailed manner. c) Enhancing public education regarding the role of Religious Courts in the Sharia economy, increasing judicial competence through training in Sharia principles, and improving judicial infrastructure including active collaboration among judicial institutions, banking authorities, and Sharia experts must be encouraged to establish a consistent and effective legal framework.
Hirsanuddin et al. (2026) studied this question.