Microfinance institutions mainly offer microcredit, i.e. small loans granted to people on low incomes to finance income-generating activities or essential expenses, either to finance income-generating activities or to cover essential consumption needs.These loans enable beneficiaries to invest in small projects, improve their living conditions and meet expenses such as education or household needs. The purpose of this study is to analyze the effect of access to microcredit on individual well-being, based on a survey carried out by ENDA TAMWEEL involving a sample of 463 loan recipients.
Rtimi et al. (2025) studied this question.