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February 22, 2026Open Access

A study on digital payments and their impact on the Indian market

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Authors

SRSwapna A RayannavarGKGayatri Karigar

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Overview

Examines digital payments and their influence on financial inclusion and market efficiency in India, highlighting key challenges.

Key Points

  • The research aims to explore how digital payment systems affect consumer behavior and economic growth in India.
  • Analyzed the adoption of digital payment systems in India
  • Studied consumer behavior and business operations
  • Identified challenges to digital payment adoption
  • Evaluated the impact on financial inclusion and market efficiency
  • Digital transactions have increased significantly due to platforms like UPI and mobile wallets.
  • Digital payments promote financial inclusion and transparency in the economy.
  • Challenges include cyber security risks and gaps in digital literacy.

Cite This Study

Rayannavar et al. (2026) studied this question.

synapsesocial.com/papers/699a9e00482488d673cd456chttps://doi.org/10.5281/zenodo.18708257
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