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February 26, 2026Financial Innovation0 citationsOpen Access

Drivers of FinTech adoption: a bibliometric approach

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SSSérgio Ricardo Tavares da SilvaUniversity of CoimbraACArnaldo CoelhoUniversity of CoimbraCPCatarina ProençaPolytechnic Institute of Coimbra

Key Points

  • This study aims to identify the key factors influencing the intention to adopt FinTech services through bibliometric analysis.
  • Analyzed data from 849 articles using bibliometric tools like VOSviewer and RStudio Biblioshiny.
  • Examined publications from Web of Science and Scopus between 2016 and 2023.
  • Mapped trends, key authors, and identified gaps, particularly in gender disparities and brand image.
  • Connected FinTech adoption to societal objectives like financial inclusion and green finance.
  • Highlighted trust, financial literacy, and green finance as significant factors in FinTech adoption.
  • Identified noticeable gaps in existing research, particularly concerning underexplored areas.
  • Proposed a novel theoretical framework integrating constructs such as affiliate marketing and corporate branding.

Abstract

Abstract This study presents a bibliometric approach to explore the factors driving the intention to adopt FinTech services. Using bibliometric tools such as VOSviewer and RStudio Biblioshiny, data from 849 articles in Web of Science and Scopus published between 2016 and 2023 were analyzed to identify trends, key authors, and significant gaps in the field. A distinctive feature of this research is its dual focus: first, it maps the current academic landscape, and second, it highlights under researched areas such as gender disparities, brand image, and financial health. Additionally, this study connects FinTech adoption to broader societal objectives, including financial inclusion and green finance, providing valuable insights for both researchers and practitioners. The key findings highlight the significant role of trust, financial literacy, and green finance in shaping adoption behaviors. These insights provide a foundation to guide future investigations into FinTech adoption, particularly within micro, small-, and medium-sized enterprises; its implications for sustainable development; and the role of affiliate marketing in driving user engagement and financial inclusion. To the best of our knowledge, this is the first bibliometric study on FinTech adoption that proposes a novel theoretical framework that integrates underexplored constructs such as affiliate marketing, green finance, and corporate branding into the analysis of adoption drivers.

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Cite This Study

Silva et al. (2026) studied this question.

synapsesocial.com/papers/699fe33695ddcd3a253e6da9https://doi.org/10.1186/s40854-025-00855-z
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