Financial Inclusion is a significant concept gaining worldwide recognition due to its crucial role in eradicating poverty. It primarily focuses on promoting sustainable growth, development, and employment among rural populations. The objective of financial inclusion is to ensure access to financial and credit services for low-income groups at affordable rates. This initiative aims to provide equal opportunities for individuals to utilize various financial services such as credit facilities, payment systems, remittances, savings, loans, and insurance. Despite the advancements in Internet banking, access to these facilities remains limited to certain demographics, with individuals in remote areas often facing barriers to utilizing essential financial services. Thus, financial inclusion serves as a critical pathway for these underserved populations to gain access to fundamental financial resources and credit services, contributing to their economic well-being. This paper attempts to study financial inclusion in certain areas of need for Financial Inclusion, Progress and Path Ahead for Viksit Bharat 2047 in India This paper is also concerned about the inclusion of individuals- persons and institutions- with the economy, how far has this been realized?
Dr. Retwade L.G. (2026) studied this question.