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April 14, 20260 citationsOpen Access

AI-Powered Financial Health Assessment System — FinHealth

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RRRibal RslanArab International University

Key Points

  • The aim is to develop an AI-based system that assesses and enhances individual financial health.
  • Developed a composite score from 0 to 100 summarizing various financial parameters.
  • Utilized machine learning models to identify signs of financial instability.
  • Provided personalized recommendations for budget and savings improvement.
  • Included interactive visualization tools for data representation.
  • The system successfully predicts near-term risks of delinquency and cash shortfalls.
  • Users receive tailored improvement strategies based on their financial profiles.
  • Improved understanding of personal financial health through a single interpretable score.

Abstract

This presentation introduces FinHealth, an AI-powered financial health assessment system designed to help individuals understand and improve their financial well-being. The system provides a single composite score from 0 to 100 that summarizes liquidity, debt load, savings, spending patterns, and credit health. Machine learning models are used to identify early signs of financial instability and estimate the near-term risk of delinquency or cash shortfall. The presentation also covers personalized recommendations such as budget adjustments, emergency fund targets, and savings patterns ranked by potential impact. Key objectives include reducing financial risk, delivering an interpretable score, improving financial stability, and predicting problems early. Core features include an AI-based risk prediction engine, personalized improvement recommendations, budget analysis, emergency fund evaluation, and an interactive visualization dashboard. The presentation includes a literature review, use case diagram, sequence diagram code, and references to relevant IEEE and Springer publications. This work was conducted at Arab International University (AIU), Syria. The official website of the university is: https://www.aiu.edu.sy

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Cite This Study

Ribal Rslan (2026) studied this question.

synapsesocial.com/papers/69ddd9f9e195c95cdefd7669https://doi.org/10.5281/zenodo.19535539
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Also Consider

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