Crowdfunding has emerged as a transformative force in modern financing, offering entrepreneurs, small businesses, and creative ventures an alternative to traditional capital sources such as banks and venture capital firms. By leveraging digital platforms, crowdfunding democratizes access to funding and fosters direct engagement between project creators and supporters. This study is guided by two key objectives: 1. To analyze the evolving crowdfunding methods are changing and the way they affect the democratization of capital access, 2. To investigate new commercial and technical developments affecting crowdfunding's sustainability
s et al. (2026) studied this question.