ABSTRACT : Personal financial management is an individual's ability to plan and control the use of funds effectively to meet current and future needs. For students, this ability is crucial due to limited income sources. However, many students still experience difficulties in managing their finances, as evidenced by consumptive behavior, uncontrolled spending, and a lack of prioritization of needs. This study aims to examine the influence of self-control, financial attitudes, and lifestyle on the personal financial management of accounting students at Triatma Mulya University. This study used a quantitative approach. The population in this study were 154 accounting students at Triatma Mulya University. The sampling method was purposive sampling. The total sample in this study was 106 respondents. The data analysis technique used was multiple linear regression analysis. Based on the analysis results, it can be concluded that self-control and financial attitudes have a positive effect on personal financial management, while lifestyle has no effect on personal financial management.
Adelia et al. (2026) studied this question.