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May 31, 2026International Journal of Social Economics

The role of microfinance in promoting women's economic empowerment in Nigeria: an analysis of income and non-income dimensions

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Authors

HAHauwah K. K. AbdulKareem

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Overview

This article analyzes microfinance's impact on women's economic empowerment, showing notable income and non-income effects.

Key Points

  • This article examines how microfinance banks impact women's economic empowerment through both income and non-income aspects.
  • Data gathered from 400 women clients of 29 microfinance banks in Kwara State
  • Structured questionnaires used to assess economic empowerment variables
  • Data analyzed using standard and Generalized Ordered Logit Regressions.
  • Loan, savings, length of banking, and training significantly influence the income dimension.
  • Savings, training, insurance, and loan frequency significantly affect the non-income dimension.
  • Training is the most effective tool, while insurance has a negative effect according to both models.

Cite This Study

Hauwah K. K. AbdulKareem (2026) studied this question.

synapsesocial.com/papers/6a1bd2845783ba022b6fdf74https://doi.org/10.1108/ijse-09-2024-0765
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