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June 6, 2026Journal of financial compliance.0 citations

Opening pan-DORA’s box: Navigating the practical challenges of the EU’s Digital Operational Resilience Act

NLNathaniel LaloneCWCiara Watson

Key Points

  • The aim is to identify the practical challenges and compliance strategies associated with the Digital Operational Resilience Act (DORA) for EU financial entities.
  • Analyzed implementation requirements of DORA for financial entities in the EU.
  • Identified specific challenges such as regulatory delays and complex compliance processes.
  • Recommended governance structures and compliance mechanisms tailored to different entities.
  • Implementation challenges include regulatory delays and complex contract negotiations.
  • Effective governance structures can aid in navigating DORA’s requirements.
  • Prioritizing contract remediation by criticality improves compliance efficiency.

Abstract

The Digital Operational Resilience Act (DORA) establishes comprehensive information and communication technology (ICT) risk management requirements for EU financial entities, applying from 17th January, 2025. It mandates new frameworks for operational resilience testing, third party risk management and incident reporting, while requiring extensive provisions to be embedded in contractual arrangements with ICT third party service providers. Implementation challenges include regulatory delays, complex register of information requirements and difficult contract negotiations. To navigate DORA’s complexities, financial entities should establish cross-functional governance, prioritise contract remediation by criticality and implement proportionate compliance approaches tailored to their specific risk profiles and operational circumstances. This article is also included in The Business & Management Collection which can be accessed at https://hstalks.com/business/.

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Cite This Study

Lalone et al. (2026) studied this question.

synapsesocial.com/papers/6a23b9ca71a5da9775e759achttps://doi.org/10.69554/atns1453
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