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With the intensification of population aging, household financial asset allocation is facing new challenges. This paper analyzes the trend of population aging and its impact on the financial market, and discusses the relative changes of high risk assets and low risk assets in household financial asset allocation, and how to allocate assets according to households' risk appetite and investment goals. This paper reviews and analyzes relevant literature at home and abroad, and uses the data of China Household Finance Survey (CHFS) from 2015 to 2019 to explore the impact of population aging on household financial asset allocation.
Yanqi Li (Wed,) studied this question.
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