The Islamic Sharia's Stance on Investment Usury

Usury, due to its inherent harm to individuals and society, is a forbidden and perilous form of gain in building a community. It is considered a major sin in Islam because engaging in it exposes oneself to the wrath and punishment of Allah. Money is one of the fundamental aspects of life, necessary for investment, gaining benefits, and mitigating harms in various ways. However, Islamic law provides guidelines for the investment of wealth and rulings to ensure that investors do not fall into prohibited transactions due to their need for money, such as being led to participatory usury, which some scholars promote through legitimate means, arguing that it stimulates economic activity. The discussion of usury within the context of Islamic jurisprudence is open to debate.