When Is a Test Genetic? The Case of Multi-Cancer Early Detection Tests.

Key Points

• This article aims to clarify whether multi-cancer early detection tests are considered genetic and the implications for insurance.
• Review definitions of genetic tests.
• Analyze motivations for limiting insurer access to genetic tests.
• Examine legislation in three countries and one U.S. state regarding MCED test results.
• Identified gaps in the definition of genetic tests in legislation.
• Discussed implications for insurers concerning access to MCED test results.
• Highlighted differences in legislative approaches among the regions studied.